In partnership with Housing Hand.

Housing Hand provides a UK guarantor service to all working professionals and students who don’t have a qualified UK-based guarantor.

One of the biggest problems tenants face when renting a property is not having a UK guarantor. This is a huge worry if you are not able to pay 6-12 months in advance to secure your property. Even if you do pay in advance, you may still need a UK guarantor. Whether you’re a student or working professional from the UK or abroad, Housing Hand can be your UK guarantor so that you can pay your rent monthly. Starting at just £295, our application process is simple. International tenants have to provide a UK guarantor for their rent. International tenants who are unable to provide a UK guarantor are required by the letting agent/landlord to pay 6 to 12 months of the rent upfront, in order to secure the property.

For students, proof of study can be any correspondence with your university such as an acceptance letter from or a student ID card. For working professionals, proof of income can be 3 months worth of bank statements or a monthly payslip. We can also accept four weekly payslips and if you have not started work yet, we can also accept a copy of your working contract. For example, if the monthly rent was £500, we would require the applicant to provide a payslip showing they earn at least £750 a month.

WHAT IS A CO-SIGNER?

A co-signer is a second point of contact for Housing Hand. They cannot be a student or be moving into the same property as the applicant signing the Housing Hand guarantor agreement. They are jointly liable for repaying Housing Hand should you default on your rent. In the instance you failed to pay your rent, we would attempt to contact you and arrange a suitable repayment plan. If we are unable to do so, or should the agreement be broken, your co-signer would then be contacted to pay what you owe. We do not conduct a credit check or require your co-signer to be a home-owner or resident in Ireland. Please note, on joint and several contracts, you and your cosigner are required to repay Housing Hand for housemates nonpayments that have have been made on your behalf.

WHAT DOES A COSIGNER NEED TO SUPPLY?

For a UK co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement showing name and address less than 3 months old) A National Insurance number.

For an international co-signer: Photographic ID (Passport, driver’s licence or national identification card) Proof of residential address (utility bill or bank statement with name and address less than 3 months old).

HOW MUCH DOES THE RENT GUARANTOR SERVICE COST?

Housing Hand charges a one-off fee paid at the start of your tenancy. Prices start from just £295 for up to 12 months cover but we also have an 8-month instalment plan to help reduce the upfront costs of moving into a new rental property. This starts at just £42 per month for 8 months and can start either before or at the start of the tenancy meaning you could be eligible to move in with just the first payment.

Our exact fee depends on several factors including your rent amount; you can get a free, no-obligation quote by making an application! If you are a student the fee will be between 60-95 % of your share of the monthly rent, subject to a minimum of £295.